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The Ladies Who Totally Nailed Their Halloween Costumes

     The scariest month of the year has arrived. But, so too have the women with decked out costumes to attract, horrify, and most generally “kill” the unlucky (or lucky) souls among them. These Halloween-engaging beauties have been preparing for months. As the witch’s cauldron is finally bubbling, the time to come out of the shadows has arrived. These women are ready to smash pumpkins and claim Halloween as their own.

 

     With creative minds at play, Halloween costumes and looks come in all sorts of colors, styles, and ambiances. Some are large and scary, others are simple and beautiful, and others include lots of makeup that establish unbelievable looks. We promise some of these looks will blow you away.

 

     Take a look at these women who slayed the Halloween spirit before the month of Turkey takes over. Thankfully, as we’ve just begun, you have the entire month of October to enjoy these ingenious ladies.

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Why You Should Live in the Rivertowns

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If you’re looking to escape the hustle and bustle of New York, a quick jaunt upstate to the Rivertowns is the perfect place. The Rivertowns, straddling the Hudson River, is a collection of picture-perfect villages that combines laid-back living with the convenience of amenities and easy transport options.

The Rivertowns in Westchester County consist of cozy and picturesque towns. It is resplendent with typically 19th-century architecture, stunning views of the river, and thriving centers full of creative and artistic individuals. As more people look to make the break from urban living in New York and trade skyscrapers for tree-lined streets and spacious homes and gardens, interest in the Rivertowns has grown.

In this blog post, we will look at four communities in the Rivertowns to consider moving to. If you’re looking for a quaint and historic community in which to raise a family, grow old in comfort, or get back to nature, you’ll find it all in the Rivertowns.

1. Ossining

Further out from the city than many of the other communities within the Rivertowns but if it’s good enough for Don Draper and his family, it’s good enough for us. This stunning community is famed for its architecture and historic buildings. Ossining is an affordable location within Westchester, which has drawn many young professionals from the city. 

Ossining features a wide selection of houses, from historic to new constructions. Whether you are a first-time homebuyer or looking to upgrade or move location, Ossining has it all.

2. Sleepy Hollow

A 40-minute train journey from the city, Sleepy Hollow is known worldwide for its connection to The Legend of Sleepy Hollow by Washington Irving. A mixture of new constructions and historic homes, the charming community is popular with creative types, history buffs, and people looking for a more laid-back environment that is still close to New York.

3. Yonkers

The city’s sixth borough, with a population of around 200,000, has excellent education options, easy transportation to Grand Central, and recreation options (including Untermyer Park). The largest of Westchester’s cities, Yonkers has an urban feel that offers the benefits of suburban living. There is a wide mix of Victorian homes and luxury apartments on the market in Yonkers.

4. Hastings-on-Hudson

With a creative and environmentally conscious ambiance, Hastings-on-Hudson boasts a lively downtown and impressive views of the Hudson. 35 minutes by train to Grand Central, this community is packed full of high-regarded amenities, including restaurants and public parks. Popular for families due to its excellent schooling options, it has a close-knit population of around 8,000.

Click here to learn more about the Rivertowns and its appeal to those looking to move out of the city.

Find a New Lease of Life in the Rivertowns

Experience the benefits of suburban living with easy access to New York City. Embrace your creative and artistic side in the Rivertowns. Choose from stunning 19-century homes to new, luxurious apartments and condos.

Did you like this blog post? For other great articles on travel, living, and food, check out our blog.

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This Camper That Doubles As A Boat Is A Game Changer

The future of road-tripping has arrived and it’s a camper that is also a boat.

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There are a lot of different ways to vacay. Some people love to travel the globe. See new countries, experience different cultures, and, of course, try new food. Some people don’t need all that and can enjoy themselves just escaping a couple hours out of town for a day or two.

Then there are those “free spirits” I keep hearing about. Those people that just jump in the car and start driving. No real destination in mind. No idea how long the latest adventure will last. More often than not these people are either expert campers… or they have an actual camper. And there’s a new one out there that’s about to blow their minds.

Introducing the Sealander Caravan. Doesn’t look like much, does it? Actually looks kind of small, doesn’t it? Well, there’s more than meets the eye with this mini camper. Because in addition to having wheels and the fact that it can easily be hitched to the back of a truck, it also doubles as a boat!

That’s right. You heard me. This thing operates as both a camper and a boat. So you can cruise down the highway and pull over whenever you like and sleep in your camper. Or you can take that thing out in the water and have a beautiful candlelit dinner with your sweetie in the middle of a lake.

While on the water it’s controlled by an outboard motor and can go up to 20-25 miles per hour. And the inside is practically a transformer. There’s a bench and table configuration that can accommodate seating for four. Then you can remove the table and fold out the benches to make a bed that easily fits two people. You can even get yours upgraded to include a bathroom and cooking utilities!

Now I know what you’re thinking. How much does this brilliant invention cost? Well, it’s actually pretty reasonable! The most basic model runs at around $17,000. And then the price will obviously go up from there as you customize and add more features.

And that’s not all! While you need a special license to drive most boats, there is no special license required to take this beauty out on the water! It meets all safety requirements for both land and water around the world. Be right back, I’ve got to buy one of these like now!

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When Will Insurance Pay for Auto Body Repairs?

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Have you ever been in a car accident? If so, then you know how frustrating it can be to get your car repaired and back to normal. Many people are unsure of when their insurance will pay for auto body repairs. 

There are three main types of coverage that can apply to auto body repairs: collision coverage, comprehensive coverage, and bodily injury liability coverage. Let’s take a look at each one.

Collision Coverage

Collision coverage is one of the most common types of coverage found on auto insurance policies. If you have collision coverage, your insurer will typically pay for damages to your vehicle resulting from a collision with another car or object. However, it’s important to note that most collision coverage has a deductible – meaning you will have to pay a certain amount out-of-pocket before your coverage kicks in. For example, if you have a $500 deductible and your car sustains $1,500 in damage in a collision, your insurer will only pay $1,000 (minus your deductible) towards the repairs.

Comprehensive Coverage

Comprehensive coverage is another common type of auto insurance coverage. Unlike collision coverage, which only pays for damages caused by collisions, comprehensive coverage will pay for damages caused by a variety of events – such as theft, vandalism, or weather damage. Like collision coverage, comprehensive coverage also typically has a deductible. However, the deductibles for comprehensive and collision coverage are usually separate – meaning you could potentially have two different deductibles to pay if your car is damaged in a collision and then stolen shortly thereafter.

Liability Coverage

Liability coverage is the third type of coverage we’ll discuss. Unlike collision and comprehensive coverage, liability coverage does not pay for any damages to your own vehicle. Instead, it pays for damages caused by your car to other people or property. For example, if you cause a car accident that damages another person’s car, your liability coverage would pay for the repairs (up to your policy limit). If you cause an accident that injures another person, your liability coverage would also pay for their medical bills (up to your policy limit). Most states have minimum liability insurance requirements – meaning you are required by law to carry at least a certain amount of this coverage. However, even if you are not required to carry liability insurance, it is still a good idea to have at least some coverage in case you cause an accident.

As you can see, there are a few different types of coverage that might apply to your auto body repairs. The type of coverage you have will determine when (and if) your insurance will pay for the repairs. If you’re not sure what type of coverage you have, or if you have any other questions about your car insurance, be sure to contact your insurer and ask. They should be able to help you figure everything out.

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